OPTIONAL INVESTMENT CHOICES

For Traditional & Roth IRAs, 401(k)s, Private Trust Accounts, Education & Medical Savings Accounts, etc.

Any IRA or other type account with IRAcentral (AE-Trust) can be self directed, meaning you may direct your money into any investment you choose, and the variety of legal investments allowed with an AE-Trust account is huge. AE-Trust does not recommend or promote any specific investment or investment strategy (be sure to read the Disclaimers* below regarding investing funds thru an AE-Trust account).

NOTE: Be sure to check out non-traditional, checkbook control IRA investing, where your IRA can own real estate, a private business, private placements and much more. Click on the "IRA Checkbook Control" button at the top of this page.

Industry Leading APR For Simple Cash Parking - Quick Access Fund.

By default we place all incoming client cash in the AE-Trust Quick Access Fund * until or unless you direct that your money be invested elsewhere. This is an interest bearing fund which in most cases pays an industry best, higher rate of return than money market funds/accounts and savings accounts (an even higher yield can be earned with an AE-Trust Hi-Yield Account, see below). A great number of AE-Trust clients choose to leave some or all their IRA or other account money in the Quick Access Fund. For the current interest rate paid by the Quick Access Fund, use the contact info or chat messaging tool listed below.

Looking For Better Returns? Check Out the 5% IRA
(5% also paid for other account types).

Hi-Yield Account. Open a Hi-Yield savings account with American Estate and Trust and earn guaranteed* interest rates ranging from 3% to 5%.

Gold & Silver IRAs

• Coins or Bullion, Gold & Silver
• Best Plan, Lowest Fees
• One-Stop, We Handle Everything!

Profit From The Phenomenal Gold Market -
Without The Headaches & High Commissions Associated With Physical Gold Ownership

Using the American Estate & Trust Gold Bullion Trust Fund

Personally Trade Your IRA's Online, Discount Broker Account

Directly manage a TD Ameritrade online brokerage account and execute your own low-cost and discount trades, all with your self-directed IRA from American Estate & Trust (AE-Trust). In one IRA account from AE-Trust, with one combined statement and one small annual fee, you could own and hold the brokerage account along with a mix of other asset types or investments.

Access Your IRA For Quick Cash....
Penalty Free, And At Any Pre-Retirement Age

Invest some or all of your IRA in an IRS qualified and penalty-free program which allows you to receive a series of payments from your IRA beginning at any pre-retirement age. This is a simple and quick way to access IRA cash to pay off bills, make payments on a purchase, make gifts, etc. (otherwise known as a "72(t)" early IRA withdrawal).

Earn $5K - $25K Immediate Cash Credit For Your IRA

Invest your IRA funds with a world class, major institution and receive an up-front 5% cash bonus. That is, your investment balance will be immediately credited with a 5% bonus upon initiating this investment through an AE-Trust IRA or other type account.

For more information Contact us at:
1-866-654-6111, Menu choice no. 3, or use the instant messaging chat box on the left side of this page or when it automatically appears above.
info@trusteeamerica.com

* DISCLAIMERS:

1. An investment in the AET Quick Access Fund or Hi-Yield Account does involve risk. American Estate & Trust, LC (AE-Trust) is regulated by the Financial Institutions Division of the State of Nevada. But underlying investment portfolios of these two investment choices are only partially covered by FDIC insurance and the underlying investments are not regulated under the SEC Investment Company Act of 1940. There is Securities Investor Protection Corporation (SIPC) protection for all publicly traded securities, and these securities comprise up to 80% of the total underlying investment portfolio value of these two investment choices. The safety of principal and the return of interest are guaranteed and backed only by the reserves of this portfolio and the quality of its investments. To minimize risk in the investment portfolio, portfolio funds are spread across, invested in, a large number of investments so that the poor results of any one investment, if any, should have a limited effect on the overall portfolio, and AE-Trust maximizes safety with thorough research, analysis, and close monitoring of the investments. AE-Trust assumes no liability for losses in the underlying investments, if any, though the company's only means of compensation for on-going management and administration of the investment portfolio is to maximize the safety of principal in the portfolio (see Disclaimer 3 below for information on fees).

2. You Are Responsible For Performance of Your Self-Directed Investments. If you select any of the investment options listed above, for either an IRA, private trust account, education & medical savings accounts, etc., AE-Trust will purchase or initiate the selected investments in your behalf, holding them in your account in our fiduciary capacity as custodian or trustee of the account. But, the investment options above are listed simply for your information and planning, and none of these optional investments are required or recommended by AE-Trust. You are free to use any investment allowed by tax law and you are free to use the services of any financial planner or investment advisor to assist your investment choices for your account.

Any investment which you may decide to select from the above or from elsewhere is based solely on your decision, with or without the help of your own advisor. AE-Trust makes no claims regarding the earnings or investment performance which you may receive from any of the investment options above, or others you may choose, except for the interest rates stated for AE-Trust's Quick Access Fund and Hi-Yield Account. And, past performance of an investment is no guarantee of future results. If you select any of the investments above or any others, you agree to hold AE-Trust harmless for any losses or poor performance which you may experience with the investment(s).

3 - Fees, Commissions, Sales Loads.
Annual Account and Transaction Fees. There are annual account fees charged to all accounts except those which place and leave $25,000 or more in either of the Quick Access Fund or the Hi-Yield Account. Accounts which have $25,000 or more in one of these two selections are generally exempt from annual fees. There are fees charged to all accounts for certain transactions (generally the first six transactions are free). There are annual storage fees charged to all accounts which own precious metals which are stored by AE-Trust. For a full statement of all account, transaction and storage fees, click on the link on the left side of this page entitled "IRA Fees".

Quick Access Fund and Hi-Yield Account. To cover sales, marketing and general overhead costs, there is a one time, up front charge of one percent (1%) on amounts placed in a Hi-Yield Account. This 1% fee is not charged to the default Quick Access Fund (where all incoming client funds are placed until or unless the client directs that their money be invested elsewhere). Beyond that one time, up-front charge on Hi-Yield Accounts, no AE-Trust fees for managing these two investments come out of clients' principal or out of their stated yield. AE-Trust's management fees for these two investments are limited to: Any earnings which are above the amount needed to pay the stated yield on all client accounts. If these investments generate no earnings above the stated yield to the clients, then AET neither earns nor collects management fees.

Gold Bullion Trust Fund. To cover sales, marketing and general overhead costs, there is a one time, up front charge of one percent (1%) for new money from an investor. This front end load or commission will reduce your initial investment by one percent. Note though, that purchases of physical gold are subjected to commissions of typically from two to five percent, so an investment in the Gold Bullion Trust Fund will normally result in a larger gold position than investing in physical gold would yield, even after paying the one percent front end load. There are on-going investment management fees ranging from .5% to 1.5%, depending on the size of investment being made in the Fund. There are no termination loads or fees charged to your investment no matter how long you maintain your investment in the Gold Fund. For complete fee information, read the "Gold Bullion Trust Fund Disclosure Statement, Terms and Conditions", found by clicking on the link on the left side of this page entitled "Profit From Gold Boom: Gold Bullion Trust Fund".

Other Investment Choices. Unless explicitly disclosed otherwise, AE-Trust earns no commissions from, nor does it charge any up-front sales load or ongoing management fees for the following investment choices: Precious metals, stock brokerage trading accounts, Guaranteed Payment Contract - equity indexed annuity, and non-traditional investments such as real estate, investments in a private business, private placements, etc