Simplified Employee Pension Plans, The SEP-IRA
- Business Owners: Contribute Up To
$49,000 Per Year To Your Own IRA
- Approved For Sole/Self Employed,
And Up To 100 Employees
- And Many Other Huge Advantages
Over Other IRAs and Retirement Plans
For conservative, high income investments for IRAs, click the "IRA Investment Options" link at the top of this page. |
The SEP-IRA plan, or just SEP, is a provision under federal law which allows employers to put company money into its employees' IRAs as a special type of company retirement plan. SEPs are allowed for sole employee/owner businesses as well as larger businesses with up to 100 employees.
The employer may contribute up to 25 percent of each employee's compensation or $49,000, whichever amount is less, a huge advantage over regular IRAs, even if the company has only one employee - the owner.
SEP-IRAs Work Great For:
Sole employee/owners and the self-employed, especially when combined with the IRAcentral self directed IRA.. |
- Contributions to a SEP-IRA are tax deductible to the company, and the company pays no taxes on the earnings inside those SEP-IRAs. No IRS filings are required from the company.
- SEP plans allow company contributions for employees who are older than age 70-1/2, the only way persons of this age can have contributions made to a Traditional IRA.
- The SEP plan is vastly simpler and less expensive to set up and operate than any other company retirement plan, and at the same time is much more powerful and flexible.
For Free Employer Information or General Assistance regarding a New SEP-IRA, contact:
Scott Janko, American Estate & Trust, LC, Toll Free: 866-654-6111
For Existing SEP-IRA Plans, contact Scott Janko (above) for superior SEP plan and IRA custodial services, industry best pricing and widest flexibility for investing IRA funds.
Click Here For An Employer SEP-IRA Application Form
Click Here For More Details On SEP-IRAs, Plus Fee Info
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